When a relative asks for money, saying no can feel impossible. Here’s how to protect your own budget while keeping the relationship intact.
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Cutting Costs
Shopping Your Car Insurance Without Losing Coverage You Actually Need
by Priya Santosby Priya SantosSwitching car insurance can save real money, but only if you know what you’re giving up. Here’s how to compare quotes the right way and avoid gaps that cost you …
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Budgeting Basics
Budgeting on Irregular Income When Your Paycheck Changes Every Week
by Derek Osmanby Derek OsmanHourly shifts, gig work, and freelance jobs don’t come with a steady number to plan around. Here’s a simple way to budget when you never know exactly what’s coming in.
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A surprise medical bill can throw off your whole month. Here’s how to slow down, check it for errors, and work out a plan before it turns into a bigger …
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A practical approach to budgeting that accounts for the surprises and slip-ups that happen in an actual month.
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A closer look at whether the popular 50/30/20 budgeting split holds up for a typical household income.
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Budgeting Basics
Zero-Based Budgeting for Beginners Who Hate Spreadsheets
by Rachel Combsby Rachel CombsHow to give every dollar a job without needing to become a spreadsheet person to do it.
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A relaxed system for keeping tabs on where your money goes, without turning it into a second job.
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A calm plan for resetting your spending plan when it’s already off track halfway through the month.
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Saving Strategies
Where to Find an Extra $50 a Month When You Think There’s Nothing Left
by Rachel Combsby Rachel CombsSmall, realistic places to trim spending when your budget already feels stretched to the limit.
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How to build a small cash cushion even when there’s barely enough left over each month.
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A modern take on the classic envelope budgeting system for households that rarely carry cash.